Deferring Your Fees

We understand that students who will be receiving a student loan or a scholarship for the upcoming session may not have access to their funds by the registration deadline. If you can’t make the minimum tuition payment by the registration deadline, you may be eligible for a fee deferral.

A fee deferral will register you without making a tuition payment. This is a special arrangement between you and the University if you cannot make the minimum tuition payment by the registration deadline for the upcoming session. Students who qualify for a fee deferral do so with the understanding that this arrangement temporarily delays their tuition payment until their student aid funding arrives.

Eligibility

No Outstanding Balance

Students must clear all outstanding fees from a previous session in order to qualify for a fee deferral (e.g. unpaid fees for a previous semester other than the term you are attempting to defer).

Must Be Enrolled in Courses

You must be enrolled in courses and have a fee assessment (i.e. an invoice with fees listed) on ACORN in order to qualify for a fee deferral. Students with only waitlisted or interim (INT) courses cannot be registered through the fee deferral process.

Scholarship Recipients

• Applicable to recipients of the following Scholarships ONLY: U of T Scholars Program, President’s Scholars of Excellence Program, International Scholar Award
• Click here to complete the tuition fee deferral application form and email the completed form to our office: awards.utsc@utoronto.ca
• Allow 3 business days for processing. When it has been processed, your registration status will say "Registered" for the upcoming semester.

OSAP Recipients (Full Time & Part Time)

• Submit your OSAP application.

• You applied early – by the recommended deadline. For Fall or Fall/Winter funding the recommended deadline is usually June 30 and for Summer funding it is usually March 31.

  o Request the fee deferral on the first day of fee deferral request period (see below) or anytime during this period.

• You applied late – after the recommended deadline but before the start of the fee deferral period.

  o Wait 7 days from the date you submit your application. 

Out-of-Province Student Loan Recipients

Apply as early as you can for student loan funding from your province.  You are eligible for a tuition fee deferral (register without payment) if you:

• Have paid for prior session fees and
• Have a Notice of Assessment for an amount greater than $0 for the current session

If you cannot make the minimum tuition payment on your own:

• Review the Tuition Fee Deferral Eligibility section of the Out-of-Province website.
• Allow five (5) business days after following the steps for your home province.
• Log into ACORN during the tuition fee deferral period.
• Click on the OSAP/Gov’t Deferral button on the ‘Financial Accounts’ section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.
• If your tuition fee deferral request is successful, ACORN will change your registration status from “Invited to Register” to “Registered”.  Report registration status issues to the UTSC registrar’s office.
• If you encounter a problem with the online deferral function on ACORN, review the  “If you are unable to successfully defer your fees during the tuition fee deferral period” in the Tuition Fee Deferral website cited above.
  • If you are still unable to defer your fees, you can contact the University Registrar's Office s at can.oop.financialaid@utoronto.ca.
    • Use the Subject Line – Fee Deferral Issue – YOUR NAME and STUDENT NO. 
    • Explain the issue.

United States Student Loan Recipients

The University Registrar's Office administers the following U.S. Loan and Benefits programs:

• William D. Ford Direct Loan program
• Alternative/Private loan program such as Sallie Mae
• Veteran Affairs Benefits program

You are eligible for a tuition fee deferral (register without payment) if you:

• Have paid for prior session fees and
• Have a confirmed U.S. Loan or Benefits assessment for an amount greater than $0 for the current session

Follow the steps to apply for assistance found on the UT US Student Aid website, depending on the type of loan (US Direct Loans or Alternative/Private Loan) or VA Benefit you are requesting. 

• Allow five (5) business days after following the steps.
• Log into ACORN during the tuition fee deferral period.
• Click on the OSAP/Gov’t Deferral button on the ‘Financial Accounts’ section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.
• If your tuition fee deferral request is successful, ACORN will change your registration status from “Invited to Register” to “Registered”.  Report registration status issues to the UTSC registrar’s office.
• If you encounter a problem with the online deferral function on ACORN, you can contact the University Registrar's Office at usa.financialaid@utoronto.ca.
  • Use the Subject Line – Fee Deferral Issue – YOUR NAME and STUDENT NO. 
  • Explain the issue.

Third Party Scholarships Requiring an Invoice

If your fees will be paid by an organization that requires an invoice from the university, you will be granted a fee deferral until payment is received from the third party. Please refer to the Office of Student Accounts website for complete information on how to request a tuition fee deferral.

Request a fee deferral

• Login to ACORN
• Select "Tuition Fee Deferral" under the Finances menu, and accept the terms and conditions.
• If your request was approved, your registration status will say "Registered" for the upcoming semester (check the Dashboard).

You will know immediately if your fee deferral request was successful or not. If your first attempt is unsuccessful, try again within 1-2 business days. If you continue to experience problems, contact the Registrar’s Office immediately. Once you receive your funding when classes begin, make your tuition payments accordingly.

Request Period