What is UHIP (University Health Insurance Plan)?

UHIP (University Health Insurance Plan) is a mandatory medical insurance plan for all international students. Each year when you enroll in courses on ROSI and pay your fees, you will automatically be enrolled in UHIP for the 12 month period from September 1st to August 31st. UHIP coverage is provided by Sun Life Assurance Company (Sun Life).

 How do I get my UHIP card?

You should be able to receive your UHIP card from your UofT email address.  Once you received that email, please follow the instruction and print out your UHIP coverage card.

Who UHIP Applies to:

-        International students studying in Ontario

-        International employees working in Ontario who cannot gain access to OHIP

-        Family members of international students and employees who are not eligible for OHIP

-        Canadian employees or other individuals who are satisfying the OHIP waiting period

-        Short term visitors associated with a participating university


·     You will automatically be enrolled in UHIP for the 12 month period from September 1st to August 31st of every academic year

·     If you are a newly admitted international student and are planning to arrive in Canada less than twenty days before the beginning of term you can request temporary bridge coverage by contacting the ISC at UTSC

·     UHIP refund applications can be made until February 28 of each academic year

·     Partial refunds can also be issued to international students who receive Permanent Resident status during the year

·     If you are planning to complete your studies by August (and will graduate in November) then you have the option of extending your UHIP coverage for 2-months (i.e., September and October of the graduation year). Contact the St. George UHIP Office before August 31.

·     If you are planning to complete your studies in December (and will not be taking courses in the following winter session) UHIP coverage will be terminated as of the end of December and the UHIP fee will be adjusted on ROSI automatically. If you wish to apply for the 2-month UHIP extension contact the St. George UHIP Office before December 31.

 Important Note: The following are not covered UHIP, but are covered under SCSU’s extend health plan, for more details, please visit Green Shield Canada, and (enter Scarborough Campus Student Union in the search field)

·     Prescription drugs *

·     Routine eye exams for persons between the ages of 20-65 *

·     Dental care services *

Where can I go to see a doctor?

There are several sites both on- and off-campus where you can present your UHIP card instead of paying.  If you do not attend one of these places or do not have your UHIP card, you will need to pay first and file a claim to Sun Life to get your money back.  

On-campus clinic (also for Counseling & Psychiatric Services)

Health and Wellness Centre

·     University of Toronto Scarborough, Student Centre, SL-270, 1265 Military Trail Scarborough, ON  Tel: 416-287-7065

Off-campus clinics (after hours and weekends)

Students can access a complete database of direct-pay clinics and hospitals on Sun Life’s Student Health Network website.

Several hospitals and clinics are close to UTSC including:

·     Rouge Valley Health System Centenary Site, 2867 Ellesmere Road, Toronto, ON  Tel: 416-284-8131

·     The Scarborough Hospital Grace Division, 3030 Birchmount Avenue, Scarborough, ON  Tel: 416-495-2400

·     Centenary After Hours Clinic Suite208 -2863 Ellesmere Road, Scarborough, ON  Tel: 416-281-8618

How do I submit a claim form (in case you’ve paid upfront for health care services)?

First, you need to complete the UHIP claim form. Then, mail the claim form, along with the original receipt of payment attached, to Sun Life (Sun Life’s address can be found on the claim form) within 12 months.

Can I cancel my UHIP coverage?

You can only cancel your UHIP if you have one of UHIP’s pre-approved plans below:

  • Canadian International Development Agency Health Care Plan 
  • World University Service of Canada Plan 
  • Embassy of the State of Kuwait GHIP Replacement 
  • Interim Federal Health Care Plan 
  • Ciência sem Fronteiras (Csf) 
  • Saudi Arabian Cultural Bureau (SACB-HDP) Policy #06614A 
  • Libyan Embassy and Scholarship Program – Canada Policy #G0068002 (effective May 1, 2016)

If you are enrolled in any of these pre-approved plans, you may visit ISC office with proof of your health coverage in order to opt out of UHIP. The refund for your UHIP premium will be adjusted on your ROSI account.  All pre-approved exemption requests must be initiated as soon as possible.  Applications will not be accepted after the refund deadline. Please see the UHIP Refund section below for more information.

Can I enroll my parents or other family members in UHIP?

You may enroll your spouse (Husband and Wife), common law partner or children in UHIP within 30 days of their arrival in Canada. UHIP does not consider parents, siblings or other family members to be dependents (therefore you can’t enroll them under UHIP).  In order to enroll your eligible dependents, you need to book an appointment (using your UTORid) with the UHIP office at the St. George Campus.  For detailed information, visit the section of ‘Dependent Enrolment’ on the CIE website.

For payment, only students themselves can submit payment by money order through the ISC @UTSC or through UHIP office at the St. George Campus.  Their dependents need to book an appointment online and come in person to the UHIP office at St. George Campus for payment and paper work.  Credit card and Debit payments are ONLY accepted by UHIP office at St. George Campus.

To find out what to bring to the UHIP office at St. George Campus, please visit here.   

I am still lost, where should I get help for UHIP?

Visit the UHIP website or contact the UTSC UHIP Office:

UTSC Health Insurance

International Student Centre 

1095 Military Trail, Instructional Centre, IC 350

Toronto, Ontario, M1C 1A4, Canada

Tel: 416-287-7518

Email: uhip@utsc.utoronto.ca

UHIP office Hour:

Every Monday to Friday, 11:00 am – 4:00 pm at IC 3rd floor (Outside IC-350). 

Supplementary Health Plans and Extended Health & Dental Plans

Supplementary health insurance plans provide you with additional coverage for services that are not covered under UHIP (or OHIP). Whether you are an undergraduate or graduate student, domestic or international, you will most likely be enrolled in a supplementary health plan. Premiums for the plans are usually charged automatically to your student account on ROSI. 

NOTE: If you have a spouse or dependents, please note that each health plan has a change-of-coverage period to add dependents.

For more information on your “Supplementary Health Plan”, please visit the applicable Student Union website:

·     Full-time undergraduate students at UTSC are covered under the Scarborough Campus Students’ Union (SCSU) Health & Dental Plan

·     Part-time undergraduate students at UTSC are covered under the Association of Part-Time Undergraduate (APUS) Students Health & Dental Plan

·     Graduate students at UTSC are covered under the Graduate Students’ Union (GSU) Health and Dental Plan