Fees & OSAP

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Arts & Science Co-op Fees for 2020 - 2021

1st Year
(per term)
2nd Year
(per term)


2 work term programs $485 $646 $3,880
3 work term programs $601 $801 $4,808
1st Year
(per term)
2nd Year
(per term)
2 work term programs $682 $886 $5,456
3 work term programs $797 $1,063 $6,376

Note: You are billed for each semester that you are enrolled in any academic courses or on work term. You will see an initial fee assessed, but this will be reversed.

2-work term programs include:

  • Humanities & Social Sciences
  • French
  • Life Sciences
  • Psychological & Health Sciences

3-work term programs include: 

  • Computer Science
  • Mathematics
  • Statistics
  • Physical & Environmental Sciences

Fees for Additional Work Terms

2-work term programs:  Adding a 3rd work term to the sequence will result in an additional charge which is equivalent to the regular fee for a 2-work term program

Both 2 and 3-work term programs:  Any additional work term beyond three is assessed at the regular fee for 3-work term programs.

What's the fee for?

These co-op fees are used to offset the costs of running the program and help us offer you services that are key to your success, including:

  • Advising and preparing you for your co-op work terms through classes, networking events, mock interviews, and more
  • One-on-one office hours for assistance during your job searches with our Work Term Engagement Coordinators
  • Building relationships with reputable employers who post new and recurring positions with the program
  • Monitoring the quality and suitability of the jobs that come through our office, as well as conducting work site visits while you’re on the job

Common Student Inquiries

Why am I being charged twice?

You might notice 2 different Co-op fees on your account. If you’re registered in courses during the summer, one of the fees will automatically be reversed during the beginning of May. If you aren’t registered in courses for the summer, both fees will be reversed.

My co-op fees are paid in full but I’m still seeing fees

If you’ve paid all of the required fees (over your first 8 semesters for most students, or 6 semesters if you transferred into the program) and are still seeing fees on your account, these fees will be automatically reversed once the Registrar’s Office has determined that they were already paid. However, a co-op fee will be applied to your account if you’re registered in a work term that’s in addition to your program requirements.

I’m not taking courses

If you’re not registered in academic courses, you should not be charged fees; however the Registrar’s Office initially applies the co-op fee to all co-op students and then reverses it for students it doesn’t apply to. This will be done automatically once it’s been determined that you aren’t registered in any summer courses at U of T (including at St. George and UTM)

If you notice any incorrect fees on your student account that fall outside of this situation—or if you still notice an issue with your account by the end of May, please connect with the Co-op team by emailing askcoop@utoronto.ca.


If you withdraw during the session from all of the courses that you're registered in, the refund schedule for inci­dental fees will apply to your Co-op fees.

If a you leave the program for any reason, co-op fees paid in earlier sessions are not refundable.

If you register for courses and subsequently secure a work term, we will request that your course fees be refunded if the request falls within a reasonable amount of time.

OSAP Applications

It's recommended that you apply early for OSAP. Please refer to the campus Financial Aid resources for the most up-to-date information and deadlines:  https://www.utsc.utoronto.ca/registrar/finances

I am a ... Application Deadline
First year student, or new to U of T June 30
Continuing student May 31

OSAP applications for the new academic year are available in mid to late April. Apply for OSAP now »

OSAP Eligibility for Co-op Students

During study terms

You’re eligible for OSAP during semesters that you’re registered as a full-time student and are attending classes.

During work terms

When you’re planning to go on a work term, you must apply for the correct number of weeks of funding. This is an important step; you’ll want to avoid overpayment caused by receiving funding during an incorrect study period.

Maintaining interest-free status while on work term

OSAP is interest-free as long as you are a full-time student, which is considered to be a 60% course load (or 40% course load for students with a permanent disability). This means that as long as someone is enrolled full time, their loan won’t go into repayment mode and their interest won’t begin to accumulate.

As a co-op student, U of T considers you to be in full-time attendance while out on your work term; therefore, you’re entitled to continue interest-free. But you have to let the lender, the National Student Loans Service, know that you’re still a student.

To do this, simply complete a Continuation of Interest-Free Status (or CFIS) form by the deadline.



Questions about your student account or payment of fees should be directed to:

Student Accounts
Phone: 416-978-2142
Email: info.studentaccount@utoronto.ca